Homebuyer Education


Completing our Homebuyer Education course will grant you access to resources including:

  • Down Payment and Closing Cost Assistance grants and loans
  • First Home Club’s matching savings program
  • Unlimited one-on-one credit counseling
  • Many banks require this course for mortgage approval

Click here to register for our in-person course which lasts from 9am-5pm with lunch provided. If you choose to complete this course online, you have two options linked below. We currently offer a discount code (eHome75) for eHome which allows both courses to be equal in cost, but please note, this coupon is for the online course only.

Our education course certificates are valid for one year - but what if you're just beginning the homeowership journey and you don't expect to buy within a year's time?
Join us for our FREE orientation series, designed to evaluate your homebuyer readiness.
Our highly trained counselors review WSNHS programs and services to see if they are right for your future home purchase. To register, please click here

Downpayment & Closing Cost Assistance


Don’t let the sting of a down payment keep you on the outside of homeownership. In conjunction with the City of Buffalo, our agency offers a number of ways to help you gain the capital you need to sign on the dotted line with confidence.

  • First-time homebuyers, purchasing a single family home inside the City, may be eligible for a $5,000 conditional grant from the City of Buffalo*
  • For those who do not qualify for the City program, our agency can lend up to $7,500 to qualified borrowers**
  • You’ll also want to take advantage of the First Home Club’s Matching Savings Program, which makes matching contributions to help you save up in no time! 

To begin, please complete our intake questionnaire

City of Buffalo HomeGrown Homeownership


The City of Buffalo is working to give vacant homes a new life through their Home Grown Homeownership program. First-time, income-eligible homebuyers will be able to purchase a vacant home from the City of Buffalo Division of Real Estate and receive financial assistance to make necessary repairs in order to bring the structure up to code and ready for move-in. The funding comes in the form of a conditional grant that will be used for gap financing, if needed, for down payment and closing cost assistance as well as rehabilitation costs. To start the enrollment process, please complete our intake questionnaire

 

* This website was produced in part with the assistance of the City of Buffalo/ City of Buffalo Urban Renewal Agency through the Community Development Block Grant and/or HOME Program(s.)
**This program is funded through our NeighborWorks America Revolving Loan Fund. Interest rates may vary based on your income and whether you have selected a conventional mortgage product, or one insured by FHA